• Save on keeping fit

    read more > Save on keeping fit

    If the gym is £60 a month but you go every day then £2 a visit is a pretty good rate. However, if you are a once a week person then £15 a go doesn’t sound so great and then if you are on a £100 a month rate you could be looking at £25 a visit if you only go once a week.

  • Tax savings on cycling

    read more > Tax savings on cycling

    The cycle scheme allows your employer to purchase bikes and accessories which in turn can be loaned to employees as a tax-free benefit. For the employer to recover the cost of the purchase, a monthly payment is deducted from your pay slip over a 12 month period.
    The savings are achieved as the payments are deducted from your gross salary (before tax) which means income tax and national insurance are not paid on these payments.

  • Pensions and auto-enrolment

    read more > Pensions and auto-enrolment

    Big changes to company pensions happened towards the end of last year meaning your employer has to follow a different set of rules going forwards.
    The government introduced these changes to help people save more for retirement and therefore retire on a larger income.

  • Holidays -- without the high price tag

    read more > Holidays -- without the high price tag

    Holidays, holidays, holidays. We all need them. But like most things, they cost money. Fortunately, there are many ways we can treat ourselves to that well deserved break — without breaking the bank. Here are five of them:

  • £44m in unclaimed premium bonds

    read more > £44m in unclaimed premium bonds

    National Savings & Investments (NS&I) announced that it is trying to track down the winners of unclaimed prizes from previous draws dating back as far as 1957 with the largest unclaimed prize being £100,000!

  • Can you make money from online surveys?

    read more > Can you make money from online surveys?

    So, after seeing a lot about how easy it is to earn money from online surveys, I thought I would give it a go.
    Over the past 3 months I have been participating in online surveys to see if the rewards really are there. I signed up with a company called Survey Head in the UK. They were offering £3.50 just to register with them. Already, I thought, this seemed a pretty good deal.

  • How you can save money on childcare

    read more > How you can save money on childcare

    First thing’s first, if you haven’t already, look into whether you’re entitled to childcare tax credits. With a large number of families with children qualifying for childcare tax credits, there’s a very good chance you could too. However, you need to be either a single parent working 16+ hours a week, or in a couple both working 16+ hours a week in order to qualify.

  • Save £££s on your foreign currency

    read more > Save £££s on your foreign currency

    Daniel Abrahams, Managing Director of Global Currency Partners Ltd says “It’s grossly unfair and expensive seeing exchange rate mark-ups of 10-15% from the true mid-market exchange rate. Most of the time this is concealed through big marketing slogans of ‘we offer 0% commission.’”

  • The Sensible Supermarket Shopper Checklist

    read more > The Sensible Supermarket Shopper Checklist

    Supermarkets are quite sneaky. You see, they’re often laid out in a way that means we have to walk the whole distance of the store. A supermarket’s job is to make us spend, spend, spend, after all.

  • Paying off debt early

    read more > Paying off debt early

    A survey conducted by accounting firm PriceWaterhouseCoopers states that the average household carries nearly £8000 in credit card, overdraft and loan debt. They continue by saying that families are paying this down and it is predicted the average amount will be less than £7500 by 2014.

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